Kazpar Privacy policy
Kazpar GmbH is a tied agent in accordance with § 3 (2) WpIG of Effecta GmbH, Florstadt.
Section 1
Right of withdrawal
You can revoke your contractual declaration within 14 days without giving reasons by means of a clear declaration. The period begins after conclusion of the contract and after you have received the contractual provisions including the General Terms and Conditions and all the information listed below in section 2 on a durable medium (e.g. letter, fax, e-mail). Timely dispatch of the revocation is sufficient to comply with the revocation period if the declaration is made on a durable medium. The revocation is to be sent to:
Effecta GmbH, Am Sportplatz 13, 66197 Florstadt
E-mail: info@effecta -gmbh.de
Section 2
Information required for the start of the withdrawal period
The information within the meaning of section 1 sentence 2 includes the following details:
- the identity of the entrepreneur; the public business register in which the legal entity is registered and the associated register number or equivalent identifier must also be provided
- the main business activity of the entrepreneur and the supervisory authority responsible for its authorization
- the address for service of the entrepreneur and any other address relevant to the business relationship between the entrepreneur and the consumer; in the case of legal persons, associations of persons or groups of persons, also the name of the authorized representative;
- the essential characteristics of the financial service and information on how the contract is concluded
- the total price of the financial service, including all related price components and all taxes paid via the trader or, if no exact price can be given, its calculation basis, which enables the consumer to check the price;
- an indication that the financial service relates to financial instruments which, because of their specific characteristics or the operations to be carried out, are subject to specific risks or whose price is subject to fluctuations in the financial market over which the trader has no control, and that past returns are not an indicator of future returns;
- details regarding payment and performance;
- the existence or non-existence of a right of withdrawal as well as the conditions, details of the exercise, in particular the name and address of the person against whom the withdrawal is to be declared and the legal consequences of the withdrawal, including information on the amount that the consumer must pay for the service provided in the event of withdrawal, if he is obliged to pay compensation (underlying provision: ⁄ 357b of the German Civil Code);
- the Member States of the European Union whose law the trader uses as a basis for entering into relations with the consumer before concluding the contract
- a contractual clause on the law applicable to the contract or on the competent court
- the languages in which the contractual terms and conditions and the prior information referred to in this withdrawal notice are communicated, as well as the languages in which the trader undertakes to communicate during the term of this contract with the consumer’s consent;
- whether the consumer can make use of an out-of-court complaint and redress procedure to which the trader is subject and, if so, the conditions for accessing it;
- the existence of a guarantee fund or other compensation schemes that are neither covered by Directive 2014/49/EU of the European Parliament and of the Council of April 16, 2014 on deposit guarantee schemes (OJ L 173, 12.6.2014, p. 149; L 212, 18.7.2014, p. 47; L 309, 30.10.2014, p. 37) nor by Directive 97/9/EC of the European Parliament and of the Council of March 3, 1997 on investor-compensation schemes (OJ L 84, 26.3.1997, p. 22).
Section 3
Consequences of revocation
In the event of an effective revocation, the services received by both parties must be returned. You are obliged to pay compensation for the value of the service provided up to the time of revocation if you were informed of this legal consequence before submitting your contractual declaration and have expressly agreed that the performance of the service in return can begin before the end of the revocation period. If there is an obligation to pay compensation, this may mean that you still have to fulfill the contractual payment obligations for the period up to the revocation. Your right of withdrawal expires prematurely if the contract has been completely fulfilled by both parties at your express request before you have exercised your right of withdrawal. Obligations to reimburse payments must be fulfilled within 30 days. This period begins for you when you send your declaration of revocation and for us when we receive it.
End of the withdrawal policy