Kazpar Terms & Conditions
Kazpar GmbH is a tied agent in accordance with § 3 (2) WpIG of Effecta GmbH, Florstadt. The terms and conditions of Kazpar GmbH are identical to those of Effecta GmbH.
Right of Withdrawal Instruction
Section 1
Right of withdrawal
Abschnitt 2
Für den Beginn der Widerrufsfrist erforderliche Informationen
You may withdraw your contractual statement within 14 days without providing any reason by means of a clear declaration. The withdrawal period begins after the conclusion of the contract and once you have received the contractual terms, including the general terms and conditions, as well as all information listed below in Section 2 on a durable medium (e.g., letter, fax, email). To meet the withdrawal deadline, it is sufficient to send the withdrawal in a timely manner, provided the declaration is made on a durable medium. The withdrawal should be addressed to:
Effecta GmbH, Am Sportplatz 13, 66197 Florstadt
Email: info@effecta-gmbh.de
The information referred to in Section 1, sentence 2 includes the following details:
1. The identity of the business; this should include the public business register where the legal entity is registered and the corresponding registration number or equivalent identifier.
2. The main business activity of the business and the supervisory authority responsible for its licensing.
3. The registered address of the business and any other address relevant to the business relationship between the business and the consumer, including, for legal entities, associations, or groups, the name of the authorised representative.
4. The essential characteristics of the financial service and information on how the contract is concluded.
5. The total price of the financial service, including all price components and any taxes handled by the business or, if an exact price cannot be specified, the basis for its calculation, allowing the consumer to verify the price.
6. A notice stating that the financial service involves financial instruments that carry specific risks due to their unique characteristics or required procedures, or that their price is subject to financial market fluctuations beyond the business’s control, and that past returns are no indicator of future returns.
7. Details regarding payment and fulfilment.
8. The existence or non-existence of a right of withdrawal, along with the conditions and specifics of its exercise, including the name and address of the entity to whom the withdrawal should be addressed, and the legal consequences of withdrawal, including information on any amount the consumer must pay for the service provided in the event of withdrawal, if obligated to pay compensation (underlying provision: § 357b of the German Civil Code).
9. The EU member states whose law the business relies upon in establishing a relationship with the consumer prior to the conclusion of the contract.
10. A contractual clause on the applicable law or the competent court for the contract.
11. The languages in which the contractual terms and the pre-contractual information in this withdrawal notice are provided, as well as the languages in which the business agrees to communicate, with the consumer’s consent, during the contract term.
12. Information on whether the consumer can use an out-of-court complaint and redress procedure to which the business is subject, and, if applicable, its access requirements.
13. The existence of a guarantee fund or other compensation schemes that do not fall under Directive 2014/49/EU of the European Parliament and of the Council of 16 April 2014 on deposit guarantee schemes (OJ L 173, 12.6.2014, p. 149; L 212, 18.7.2014, p. 47; L 309, 30.10.2014, p. 37) nor under Directive 97/9/EC of the European Parliament and of the Council of 3 March 1997 on investor-compensation schemes (OJ L 84, 26.3.1997, p. 22).
Section 3
Consequences of withdrawal
In the event of an effective withdrawal, the services received by both parties are to be returned. You are obliged to pay compensation for the service provided up to the time of withdrawal if you were informed about this legal consequence before submitting your contractual statement and explicitly agreed that the service could begin before the end of the withdrawal period. If there is an obligation to pay compensation, this may mean that you must fulfill the contractual payment obligations for the period until the withdrawal. Your right of withdrawal expires prematurely if the contract has been fully performed by both parties at your explicit request before you have exercised your right of withdrawal. Obligations to reimburse payments must be fulfilled within 30 days. This period begins for you upon sending your withdrawal declaration and for us upon receipt.
End of the withdrawal instruction.